基地研究员高楠副教授近期在知名期刊 Journal of Banking & Finance发表论文《Social capital, finance, and consumption: Evidence from a representative sample of Chinese households》。
Abstract: Using a sample of Chinese households, we study how a type of social capital, private social networks, affects access to credit and its implications for consumption. We find a strong and likely causal link between private social networks, use of informal credit, and household consumption. Informal credit via private social networks facilitates household consumption especially for households that experienced a recent health shock, that face financial constraints, and that do not have access to formal finance, and the effects are more pronounced in poor regions and rural areas.
论文链接:https://www.sciencedirect.com/science/article/pii/S0378426622002175
教师简介
高楠,中南财经政法大学文澜学院副院长,副教授,研究方向为发展经济学、政治经济学、家庭金融。主要研究成果发表于《经济研究》、《管理世界》、《经济学(季刊)》、《世界经济》、《科研管理》、Journal of Banking and Finance, China Economic Review, Review of Development Economics, Oxford Bulletin of Economics and Statistics, CITIES等期刊。主持一项国家自然科学基金、教育部人文社会科学基金,研究成果曾获第八届高等学校科学研究优秀成果青年成果奖。