数字技术与经济金融前沿论坛（第25期）

摘要：

     Using a novel dataset comprising 1,515,409 verdicts from China, along with an index that measures the extent of mobile payment usage, we find that a one standard deviation increase in mobile payment use leads to an 11% decrease in theft rates. Furthermore, this effect is more pronounced in areas with a higher prevalence of cash transactions. These findings suggest that reduced cash circulation in society due to mobile payment use may decrease incentives for stealing. However, we find no evidence to suggest that mobile payment usage influences other crimes like robbery, arson, brawling, homicide, and serious injury by vehicle.

主讲人介绍：

   凌崚, 博士，美国Georgia College & State University金融学终身教授。研究领域有公司金融, 共同基金，行为金融等。1995年获 武汉大学经济学学士学位，2002年获美国Georgia State University (佐治亚州立大学) 工商管理硕士学位 (金融学)，2008年获Georgia State University博士学位 (金融学)。所著论文发表在Review of Financial Studies, China Economic Review, Accounting and Finance, The Quarterly Review of Economics and Finance, Journal of Financial Markets, Research in International Business and Finance, Finance Research Letters 等多个国外学术期刊。